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  • Benefits
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  • Universal Credit Find out how Universal Credit works and how to manage your payment
    Benefits if you have children Entitlements to help with the cost of pregnancy or bringing up children
    Benefits if you’re sick, disabled or a carer Understand what support is available for coping with ill health
    Benefits in later life You may be entitled for help with other costs on top of your State Pension
    Benefits and work Extra support if you’re working, self-employed, or you’ve lost your job
    Benefits to help with housing costs Support to help with rent or mortgage payments if you’re on a low income
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    Pensions issues? Join our community group

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  • Banking and payments How to choose, use and manage bank accounts
    Budgeting How to budget, find the best deals and switch to save money
    Buying and running a car How to buy and finance a car, deal with problems with car finance, and cut running costs
    Credit Credit basics, applying for credit, credit ratings and problems with credit
    Insurance Insurance for cars, health, travel, and help with insurance
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    Compare bank accounts

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    Money Midlife MOT

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    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Becoming a parent Having a baby, returning to work, childcare costs
    Death and bereavement Wills, inheritance, sorting out estates
    Divorce and separation Sorting out money and homes, what if you have children, money after break ups
    Illness and disability Managing costs, extra financial support, help with work or study
    Long-term care Paying and getting funding, ways to pay, problems with care
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    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Buying a home Mortgages, help buying, remortgaging, first-time buyers, help and support
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  • Help with the cost of living Budgeting, paying bills, finding extra financial support, coping with job loss
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    Money troubles All Money troubles guidance
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    Bill prioritiser

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    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Auto enrolment Introduction, how it works, all about contributions
    Building your retirement pot How much do you need, ways to build your pot, transferring and merging
    Pension basics Starting a pension, types of pension, understanding pensions
    Pension problems Complaints, financial help when retired, changes to schemes
    State Pension How it works, what you might get, National Insurance
    Taking your pension Ways to draw your pension, when can you retire, Pension Wise appointments
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    Pensions and retirement All guidance, including how to use the Pension Wise service
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  • How to save Getting started, getting the most out of savings, problems
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Work Employment

Apprenticeships explained

An apprenticeship is a real job with training, so you can earn a wage while you learn and become fully trained in your chosen occupation by the end of the apprenticeship. It allows you to improve your skills and progress in your career.

What’s in this guide

  • What is an apprenticeship?
  • What would I learn?
  • Wages for apprentices
  • Apprentice benefits
  • Apprenticeships and workplace pensions
  • Where to find out more

What is an apprenticeship?

Don’t assume you’re too old. Apprenticeships for over 25s are increasingly common, and it might be the perfect way for you to change career.

An apprenticeship:
  • is open to anyone over the age of 16, not enrolled in full-time education
  • is available in over 170 industries, including aerospace, finance and fashion
  • takes from one to five years to complete, depending on: age, skills and sector
  • combines practical ‘on the job’ training with study, and you might work towards a qualification.
Apprenticeships have equivalent educational levels in England
Name Level Equivalent educational level

Intermediate

2

GCSE

Advanced

3

A Level

Higher

4, 5, 6 and 7

Foundation degree and above

Degree

6 and 7

Bachelor’s or Master’s degree

To be accepted onto an apprenticeship, you must meet any entry requirements.

Find out at GOV.UK about the benefits of apprenticeshipsOpens in a new window
Back to top

What would I learn?

Every apprentice follows an approved programme of study, designed for the job they’re training for.

Your employer will decide the structure of your training, but apprenticeships generally combine:

  • a detailed training plan
  • regular progress reviews
  • practical training on the job
  • theoretical study at a college
  • assessment testing at a training facility
  • mentoring and support throughout your apprenticeship.

By the end of the course, you should have gained the qualifications, skills and experience potential employers in the field are looking for.

How many hours would I work a week?

Apprentices should work for a minimum of 30 hours a week, and a maximum of 48 (40 hours if under 18 years old).

Time spent off the job at a college or in training is included.

Part-time apprenticeships can be agreed by your employer, at a minimum of 16 hours per week. For example, where apprentices have caring responsibilities.

Find out at GOV.UK more about apprenticeshipsOpens in a new window
Back to top

Wages for apprentices

One of the main benefits of doing an apprenticeship is you can earn a wage while you work and study.

An apprentice’s salary depends on various factors. These include:

  • the type of apprenticeship you apply for
  • your age, experience and existing qualifications
  • the sector you’re working in – for example, engineering, retail or finance.

Redundancy Support Service for apprentices

Are you facing redundancy during your apprenticeship? The government has launched a new service which offers free advice and can help you find new opportunities.

Find out more about apprenticeships at GOV.UKOpens in a new window

Minimum wage

There’s a minimum wage for all young people enrolled on apprenticeships.

How much you get depends on your age and how long you’ve been doing the apprenticeship.

  • If you’re aged 16-18, or in your first year and aged over 19, you’ll earn at least £6.40 an hour for 2024/25. From 1 April 2025, you'll earn at least £7.55 an hour.
  • If you’ve completed your first year and are aged over 19, you’ll earn at least the National Minimum Wage, which varies depending on your age.

Some employers might choose to pay you more than the National Minimum Wage.

As an apprentice, you might have to pay tax and National Insurance on your earnings.

You’re entitled to a payslip, which will show how much you earn and what deductions have been made.

Find out more in our guides:
 
National Minimum Wage
 
Understanding your payslip
 
How Income Tax and the Personal Allowance works
 
How does National Insurance work and should you be paying it?
Back to top

Apprentice benefits

Apprentices are entitled to the same benefits as everyone else in the workplace.

These include:

  • sick pay entitlement
  • at least 20 days’ paid holiday a year
  • Statutory Maternity/Paternity Pay and maternity/paternity leave.

You might also be entitled to claim Universal Credit, and elements to cover other costs – for example, housing or bringing up children.

Find out more about claiming in our guide Universal Credit explained
Back to top

Apprenticeships and workplace pensions

As an apprentice, you’ll be automatically enrolled in a workplace pension. This is as long as you meet the eligibility criteria – including being at least 22 years old.

If you’re under 22 years old, you won’t be automatically enrolled – but can choose to opt into the scheme.

Back to top

Where to find out more

Apprenticeships work differently depending on where you live. To find out more, go to:

  • England: GOV.UK
  • Scotland: apprenticeships.scot
  • Wales: Careers Wales
  • Northern Ireland: nidirect
Back to top
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Employment

Employment basics

  • Employment contracts and your employee rights explained
  • How you get paid at work
  • National Minimum Wage
  • Understanding your payslip
  • Pay and benefits for temps and agency workers
  • Apprenticeships explained
  • Different kinds of employment status
  • Coronavirus, furlough and being an employee
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Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website
Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website

Employment basics

  • Employment contracts and your employee rights explained
  • How you get paid at work
  • National Minimum Wage
  • Understanding your payslip
  • Pay and benefits for temps and agency workers
  • Apprenticeships explained
  • Different kinds of employment status
  • Coronavirus, furlough and being an employee
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