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  • Benefits
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  • Universal Credit Find out how Universal Credit works and how to manage your payment
    Benefits if you have children Entitlements to help with the cost of pregnancy or bringing up children
    Benefits if you’re sick, disabled or a carer Understand what support is available for coping with ill health
    Benefits in later life You may be entitled for help with other costs on top of your State Pension
    Benefits and work Extra support if you’re working, self-employed, or you’ve lost your job
    Benefits to help with housing costs Support to help with rent or mortgage payments if you’re on a low income
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    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Banking and payments How to choose, use and manage bank accounts
    Budgeting How to budget, find the best deals and switch to save money
    Buying and running a car How to buy and finance a car, deal with problems with car finance, and cut running costs
    Credit Credit basics, applying for credit, credit ratings and problems with credit
    Insurance Insurance for cars, health, travel, and help with insurance
    Everyday money All Everyday money guidance
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    Tool

    Compare bank accounts

    Tool

    Budget Planner

    Tool

    Money Midlife MOT

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Becoming a parent Having a baby, returning to work, childcare costs
    Death and bereavement Wills, inheritance, sorting out estates
    Divorce and separation Sorting out money and homes, what if you have children, money after break ups
    Illness and disability Managing costs, extra financial support, help with work or study
    Long-term care Paying and getting funding, ways to pay, problems with care
    Student and graduate money Credit cards, bank accounts, student debts
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    Baby costs calculator

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    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

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    Bill prioritiser

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    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Auto enrolment Introduction, how it works, all about contributions
    Building your retirement pot How much do you need, ways to build your pot, transferring and merging
    Pension basics Starting a pension, types of pension, understanding pensions
    Pension problems Complaints, financial help when retired, changes to schemes
    State Pension How it works, what you might get, National Insurance
    Taking your pension Ways to draw your pension, when can you retire, Pension Wise appointments
    Tax and pensions Tax allowances, tax paid on pensions, tax relief
    Pensions and retirement All guidance, including how to use the Pension Wise service
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    Book a Pension Wise appointment

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    Pension calculator

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    Money Midlife MOT

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    Find a retirement adviser

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    Book your free Pension Wise appointment

    Over 50? Get free, impartial guidance from our government-backed service. We’ll explain your options for taking money from your pension pots.

  • How to save Getting started, getting the most out of savings, problems
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    Pensions issues? Join our community group

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Cymraeg
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Money troubles Dealing with debt

Paying a council car parking fine

Councils might issue parking fines if, for example, you’ve parked dangerously or in a prohibited area. Find out what to do if you get a fine from your local council.

What’s in this guide

  • If you’ve received a penalty charge notice
  • Private or police parking fines
  • I can’t afford to pay my fine – what should I do?
  • What to do if you’ve missed payments for a penalty charge notice
  • Make an emergency budget

If you’ve received a penalty charge notice

A penalty charge notice (PCN) is issued by the council on public land – such as a council car park or high street.

Fines range from £45 to £160. They depend on where you are in the country and how serious your parking offence was.

It’s important not to ignore a PCN. If you haven’t paid within 28 days, you’ll get a ‘charge certificate’ – and you’ll have 14 days to pay the original fine plus 50% more.

You’ll get a court order demanding payment if you don’t pay a charge certificate within 14 days. Find out more on GOV.UKOpens in a new window

To understand more about what action an enforcement agent can take, see the guides to bailiffs (known as sheriffs in Scotland):

  • in England and Wales, at Citizens AdviceOpens in a new window

  • in Scotland, at Citizens AdviceOpens in a new window

  • in Northern Ireland, at nidirectOpens in a new window

If you’re within the 28-day limit and think the PCN was unfair, you can appeal. If you do it within 14 days and your challenge is rejected, you might only have to pay 50% of the fine.

Follow the steps on your ticket as appeal rules can vary - Citizens Advice have a guide to help you with what to say.

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Private or police parking fines

It’s important to check what kind of parking fine you have. This is because the rules for dealing with missed payments are different.

A private parking charge is issued by a private company. Shopping centre and supermarket car parks will often be run by private companies.

Private parking tickets are not official fines. If you receive one and you think it’s unfair, you can appeal it with the independent adjudicator Parking on Private Land Appeals (POPLA).

Find more information on parking on private land appeals at POPLA

If you need help making your appeal, find a free guide with template letters on the MoneySavingExpert site

You might receive a police parking penalty – sometimes called a Fixed Penalty Notice (FPN).

For useful guidance on what to do, go to the Citizens Advice site

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I can’t afford to pay my fine – what should I do?

Have you decided not to appeal and can’t find a way to pay your parking fine? Then it’s best to get advice as soon you can, especially if you’ve got other debts as well.

See our guide on How to prioritise your debts to help you work out which ones to pay off first

Have you missed a payment?

Use our Debt advice locator tool to find free and confidential debt advice online, over the phone or near to where you live.

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What to do if you’ve missed payments for a penalty charge notice

If you’re within the 28-day limit, find out if they’ve extended their discount payment periods. Or if they can extend the date by which you need to pay it.

If you’ve had multiple parking fines, your council might set up a payment plan or stagger when you make individual payments.

It will help your case if you can explain how much you can afford to pay by setting your personal budget.

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Make an emergency budget

If you’ve lost control of your finances, creating a budget can help you get back on track. If you’ve got little or no money left to make up the shortfall of higher living costs, find out about other sources of income and support available to help you manage your money.

Find out what benefits you might be entitled to using the Turn2us Benefits calculatorOpens in a new window

Take a few minutes to check which benefits you can claim and how much you could get a month with our Benefits calculator.

If you’re worried about your finances, look at what you’re spending and what income you have coming in.

Use our Budget planner tool to help you do this.

Help with the cost of living 

Worrying about money because of rising rents, high energy bills or debt? If so, we're here to help.

Take the first steps to find your way forward with our guides to help you with the cost of living.

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Dealing with debt

Dealing with courts and fines

  • What is a County Court Judgment (CCJ)?
  • Paying court fines
  • Paying a council car parking fine
Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

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Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website
Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

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Dealing with courts and fines

  • What is a County Court Judgment (CCJ)?
  • Paying court fines
  • Paying a council car parking fine
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