Most of the EU directives around consumer rights have been incorporated into UK law. Find out what you need to know about any changes that might have affected your consumer rights and protections.
Does refund protection under section 75 of the Consumer Credit Act still apply to goods and services bought with my UK credit card after Brexit?
Yes, section 75 is UK legislation – so is unaffected by the UK leaving the EU.
It means you can claim refunds from your credit card provider if a retailer or trader is in breach of contract or mispresents goods or services.
Section 75 also applies to foreign transactions as well as goods bought online, by phone or mail order for delivery to the UK from overseas.
Find out more in our guide How chargeback and section 75 protection work for your credit and debit card
What protection do I have when buying goods and services abroad?
Always check the terms of consumer protection offered by the seller and the seller’s EU country to see if the level of protection is different from the UK’s.
And check what governing law applies, as you won't be protected in the same way as if you bought from a UK retailer.
It’s unlikely that you’ll be able to enforce your legal rights in the EU via UK courts.
