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  • Benefits
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  • Universal Credit Find out how Universal Credit works and how to manage your payment
    Benefits if you have children Entitlements to help with the cost of pregnancy or bringing up children
    Benefits if you’re sick, disabled or a carer Understand what support is available for coping with ill health
    Benefits in later life You may be entitled for help with other costs on top of your State Pension
    Benefits and work Extra support if you’re working, self-employed, or you’ve lost your job
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    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

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    Everyday money All Everyday money guidance
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    Compare bank accounts

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    Your options for borrowing money

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    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

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    Death and bereavement Wills, inheritance, sorting out estates
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    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

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    Stamp Duty calculator

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    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Building your retirement pot How much do you need, ways to build your pot, transferring and merging
    Pensions explained Starting a pension, types of pension, understanding pensions
    Pension problems Complaints, financial help when retired, changes to schemes
    State Pension How it works, what you might get, National Insurance
    Taking your pension Ways to draw your pension, when can you retire, Pension Wise appointments
    Tax and pensions Tax allowances, tax paid on pensions, tax relief
    Pensions and retirement All guidance, including how to use the Pension Wise service
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    Money Midlife MOT

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    Over 50? Get free, impartial guidance from our government-backed service. We’ll explain your options for taking money from your pension pots.

  • How to save Getting started, getting the most out of savings, problems
    Investing How to invest, types of investing, buying and managing
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    Savings All Savings guidance
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    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

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Money troubles Dealing with debt

Paying your TV Licence

Keeping up with your TV Licence payments is important as it’s considered a priority debt. TV Licensing can issue fines or take you to court for failing to pay. If you’re struggling to pay, find out the options available.

What’s in this guide

  • What do I do if I’m struggling to pay my TV Licence?
  • How you can cancel your TV Licence and get money back
  • What if I’ve already missed a payment?
  • I can’t afford to make my next Direct Debit payment - what should I do?
  • I’m over 75 and can’t afford to pay my TV Licence
  • TV Licence scams

What do I do if I’m struggling to pay my TV Licence?

If you’re worried about keeping up with your TV Licence payments, get in touch with TV Licensing as soon as possible.

If your drop in income is temporary and you expect it to go back to normal soon, TV Licensing will work with you to set up an affordable repayment plan.

You can call them on 0300 555 0300 or go to the TV Licensing website Calls cost no more than a national rate call to an 01 or 02 number, whether from a mobile or landline. If you get inclusive minutes with your mobile, calls to an 0300 number will be included.

You could also consider cancelling your TV Licence. It will save you money and might be a better choice if you’re not sure about when your income will go up again.

Find out more about what to do if you’re struggling to pay your TV Licence Opens in a new window

If you’re having financial difficulties and meet certain other conditions, you might be eligible for a Simple Payment Plan.

What is the TV Licencing simple payment planOpens in a new window

If you cancel your TV Licence, you can't legally watch TV and some streaming services. If you do, this can lead to fines and even a prison sentence. 
Back to top

How you can cancel your TV Licence and get money back

If you don’t think you’ll be able to afford a TV Licence soon, it’s best to cancel it and potentially get some money back.

Beware – it’s illegal to watch television without a TV Licence, so it’s best to get in touch if you’re struggling to pay.

It costs £159 for a colour and £53.50 for a black and white TV Licence. This price is set until April 2024

If you cancel your licence, you can no longer:

  • watch or record programmes as they’re being shown on any channel
  • watch or stream programmes live on an online TV service – such as ITV Hub, All 4, YouTube, Amazon Prime Video, NOW TV and Sky Go
  • download or watch any BBC programmes on iPlayer.

Help with the cost of living 

Worrying about money because of rising rents, high energy bills or debt? If so, we’re here to help.

Take the first steps to find your way forward with our guides to help you with the cost of living.

If you need to cancel your licence, and possibly get a refund, call TV Licensing on:

  • 0300 790 6068 - if you pay by Direct Debit or all in one go.
  • 0300 555 0300 - if you pay by TV Licensing payment card.

Or you can cancel online by using the contact form at TV LicensingOpens in a new window

Make sure you have your customer number handy and choose the option to cancel your licence.

You can apply online for a refund up to two years after the expiry date of your licence. You might have to print the form and provide evidence.

Find out more about claiming refunds at the TV Licensing website
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What if I’ve already missed a payment?

TV Licensing are aware that many people are struggling with their bills at the moment, including their TV Licence.

They’re giving people more time to pay and might not write to you if you fall behind with payments.

However, try to keep up with your payment plan as this will keep your future payments as low as possible.

If you can’t keep up with your payment plan, contact TV Licensing as soon as you can on 0300 555 0300. They’ll do what they can to help you.

Back to top

I can’t afford to make my next Direct Debit payment - what should I do?

A TV Licence is a priority bill. Only cancel a Direct Debit to a priority bill as a last resort.

If you can’t find a way to pay your TV Licence, it’s best to get advice as soon you can, especially if you’ve got other debts as well.

To help you work out which ones to pay off first, see our guide on How to prioritise your debts

Have you missed a payment?

Use our Debt advice locator tool to find free and confidential debt advice online, over the phone or near to where you live.

Back to top

I’m over 75 and can’t afford to pay my TV Licence

If you’re 75 or over, you might still be able to get a TV Licence for free, or at a reduced rate.

If you qualify for Pension Credit

Pension Credit tops up your retirement money if you’re on a low income. A third of people who are entitled to it don’t claim it.

If you or someone in your household is 75 or over and claiming Pension Credit, you can also claim a free TV Licence.

See our guide to Pension Credit for more details

To claim your free TV Licence, call TV Licensing on 0300 790 6117 to ask for an application form. You’ll need to provide proof of age and that you receive Pension Credit.

Find out more about TV licencing if you’re over 75Opens in a new window

If you live in a care home

Are you 75 or over and live in a residential care home? You might be covered by the care home’s licence and won’t have to pay, even if you don’t claim Pension Credit.

Ask your care home manager if it has an ‘Accommodation for Residential Care (ARC) TV Licence.

Find out more about TV licencing for care home and sheltered accommodation residentsOpens in a new window

 

If you’re registered blind

If you’re registered blind (severely sight impaired), you can get a 50% discount on your TV Licence fee. There’s no age limit to apply for this.

If you only listen to the radio

If you don’t watch TV (or watch anything on BBC iPlayer) and only listen to the radio (even if you listen to BBC radio), you don’t need a TV Licence.

If you have a black-and-white TV

If your TV is black and white, you can apply for a reduced cost TV Licence for £53.50. A colour TV Licence costs £159.

If you don’t qualify for any of the above reductions and are worried about being able to pay for your TV Licence, call TV Licensing as soon as possible on 0300 555 0300.

If you’re retired, there are some benefits you might be entitled to.

Find out more in our guide Benefits in retirement

Budget planner

To help you manage your money, try our free and easy-to-use Budget planner.

Back to top

TV Licence scams

Be wary of fake emails or text messages that claim to be from TV Licensing, as it’s a common scam.

Read our blog post on How to spot and avoid TV Licence refund scams
Back to top
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Dealing with debt

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MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

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MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

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